Choosing a loan

Two offers can look alike and cost hundreds apart. These tools put them side by side on the money you actually receive.

Which offer really costs less?

Compare up to four offers on the same cash in hand, fees included.

In our example

$282.53

less for a 14% loan with no fee than a 12% loan with a 5% fee, on $10,000.00 in hand.

Insurance sold with a loan, what it costs with interest, and why the APR hides it.

In our example

$572.54

is what $400 of credit insurance costs over a 3-year loan. The APR still said 25%.

The rate saving from putting up your car, savings or home, next to what you could lose.

In our example

$434.52

less for a car-secured loan at 16% over 60 months than an unsecured one at 24% with a 6% fee, with the car pledged 2 years longer.

The fee, the APR and what each rollover adds, next to the same amount as an installment loan.

In our example

391%

is the APR on a two-week loan at $15 per $100. Renewed three times, a $500 loan costs $300 in fees.