Privacy

Your numbers stay in your browser. Here is how to check.

The tools on this site do their math on your device. There is no account, no upload, and no server that receives what you type.

This site is operated by Riverbend Crossroads Digital LLC, Indiana. "We" on this page means that company.

What stays on your device

Every amount, rate, date and term you enter. It lives in the page's memory and is gone when you close the tab.
Nothing is saved in cookies or browser storage. Reload the page and the fields reset.
Nothing is put in the web address, so a link you share cannot carry your numbers.
When statement drop arrives, files will be read in the browser and never uploaded.

How we prove it

Every page is served with a Content Security Policy, a rule the browser enforces about where a page may send data. Ours says the page may not connect anywhere at all. The line that matters is connect-src 'none': the page cannot fetch, post, beacon or open a connection to any server, ours included. Here is the policy in full:

default-src 'self'; script-src 'self'; style-src 'self'; img-src 'self' data:; font-src 'self'; connect-src 'none'; form-action 'none'; base-uri 'self'; frame-ancestors 'none'; object-src 'none'; upgrade-insecure-requests

To check it yourself: open your browser's developer tools, use a tool, and look at the network panel. You will see the page's own files load and nothing else. You can also read the response headers on any page of this site.

A second check is coming soon: once the site installs as an app, you will be able to turn off your wifi and keep using the tools.

What our hosting can see

We do not claim zero data collection, because that would not be true. The site is hosted on Vercel, and like any web server it sees the address that requested a page, the page requested, and the browser type, and keeps that in operational logs for a limited time. That is how any website works. What it never sees is anything you type into a tool.

There is no analytics on the site today. If we add usage counts later, they will be cookieless, aggregate counts of page views and tool completions by name only, and this page will say so first.

What we do not do

No accounts, logins or saved history.
No bank connections, credit pulls or document uploads.
No advertising pixels, session recording or fingerprinting.
No lender matching, lead forms or selling of anything you enter. There is nothing to sell, because we never receive it.

Reviewed 5 September 2026. Changes to this page are dated here.