Show Real CostQ2 2026 Average bank loan rates Personal loan · 24 months11.86%▲ 0.50New car · 60 months7.14%▼ 0.39New car · 72 months6.97%▼ 0.56Credit card22.15%▲ 0.63 Check a rate you were offered Federal Reserve averages for banks, not offers. Change is from the quarter before.